A system designed to provide financial compensation to individuals who experience losses due to unexpected events, such as accidents, illnesses, or death, by pooling contributions from many participants.
A form of assurance that addresses economic uncertainty stemming from potential future risks or damages, often used metaphorically to denote a safety net in various contexts.
A preventive measure taken to mitigate potential losses or adverse situations that may arise from unmet goals or objectives, serving as a safeguard for individuals or groups.
An umbrella term that encompasses various types of coverage, such as health insurance or life insurance, which specifically refers to the financial protection against medical expenses or mortality risks.
Example:
この保険は何もかもカバーする。
A type of insurance designed to provide financial support for medical expenses, often supplementing public healthcare systems.
Insurance that covers the cost of medical treatments and services, helping individuals manage healthcare costs more effectively.
A system of insurance specifically intended to alleviate the financial burden of healthcare by covering various medical services and treatments.
Example:
医療保険には入っていますか。
A type of insurance designed to compensate for damages to property caused by fires, covering assets such as buildings, furniture, merchandise, and precious metals.
An insurance policy that provides financial protection against losses resulting from fire incidents, ensuring that the insured can recover from property damage.
A formal arrangement through which policyholders can receive monetary compensation for destruction or damage to their property due to fire hazards.
Example:
その家は火災保険に入っている。
A form of insurance that provides financial coverage for medical expenses incurred by individuals who are employed, allowing them to have access to healthcare services when they face illnesses, injuries, or other health-related issues.
A system of protection that ensures that contributors or their families receive financial assistance for medical fees, hospital stays, and related healthcare costs, based on regular premium payments made by eligible individuals.
A government-regulated program designed to support workers and their families by covering healthcare costs associated with non-work-related medical conditions, including hospital visits, treatments, and childbirth.
Example:
その会社は全社員に対して健康保険と生命保険をかけている。
A contractual arrangement in which an insurance company transfers a portion of its risk to another insurer to manage exposure and mitigate potential financial losses.
The process by which an insurance provider shares its obligations and liability related to policyholders by entering into new agreements with other insurance companies.
A mechanism that enables insurers to spread their risk across multiple entities, thereby enhancing financial stability and capacity to cover large claims.
The practice of allocating some of the financial responsibilities of an insurance policy to another insurer, ensuring that the primary insurer does not bear the entire risk alone.