こぎって小切手kogitte
1.

A financial instrument that authorizes a bank to pay a specified amount of money from the account of the issuer to the person named on the document or to the bearer of the document, functioning as a substitute for cash in transactions.

2.

A type of negotiable instrument drawn from a checking account, which serves to instruct a bank to release a designated sum to a rightful holder, enabling secure and formal payments without the need for physical currency.

Example:

この小切手を現金にしてくれますか。

そうきんこぎって送金小切手soukinkogitte
1.

A type of check issued by a financial institution that guarantees payment to a designated recipient, often used for secure money transfers.

2.

A financial instrument that functions like a check, where the bank takes responsibility for the funds upon issuance, ensuring that the amount is readily available for the payee.

3.

A method of remittance where the funds are drawn against the bank's own funds, providing a safer alternative for sending money than personal checks.