ちょちく貯蓄chochiku
1.
The act of setting aside money and other financial resources for future use or emergencies, such as cash, bank deposits, stocks, and bonds.
2.
A financial reserve accumulated over time for specific purposes, often related to planning for retirement or unexpected expenses.
3.
The total amount of money and financial instruments that one has saved and can draw upon, reflecting a systematic approach to managing personal finances.
Example:
まさかのときに備えて貯蓄せよ。