へんさい返済hensai
1.

The act of returning borrowed money or items to the lender, often within a specified time frame.

2.

The process of settling a financial obligation by repaying what was previously borrowed, typically associated with loans or borrowed goods.

3.

The fulfillment of a financial commitment through the return of funds or property to the original owner, often indicative of responsible financial behavior.

4.

A formalized return of borrowed resources, which can include both monetary amounts and physical items, establishing closure to a lending agreement.

Example:

我々の借金は我々の返済能力を超えている。