A financial arrangement in which a person places money into a bank or financial institution for safekeeping and future use, which allows them to withdraw or transfer funds as needed.
The act of entrusting monetary assets to a bank, which may involve earning interest over time based on the specific type of account and its terms.
Example:
私の預金残高はどうなっていますか。
A type of bank account that allows for frequent deposits and withdrawals without any restrictions, generally available to the public.
A banking option characterized by lower interest rates compared to time deposits, making it accessible for everyday financial transactions.
An account type where individuals can store their money safely while having the flexibility to access it at any time, reflecting a standard banking practice.
金融機関に資金を預け入れる人や法人のこと。
銀行などで口座を持ち、貯金を行う個人または団体を指す。
A type of savings account offered by banks where the depositor agrees to leave their money for a predetermined period, during which they cannot withdraw the funds without facing penalties, resulting in typically higher interest rates compared to regular savings accounts.
A financial arrangement in which an individual places a sum of money in a bank for a specific duration, with the assurance that the principal and accrued interest will be returned at maturity, making it a secure investment choice for savings over a set timeframe.
A deposit account with a fixed term, where the financial institution holds the money until the agreed-upon maturity date, providing the account holder with a commitment-free interest yield relative to the length of the deposit.
Example:
私は金を銀行に３年定期預金に入れた。
A type of deposit held in a bank that is denominated in a foreign currency rather than the local currency, typically involving international transactions or investments.
A form of savings where individuals or entities place their funds in a financial institution in a currency that is different from their domestic currency, often used to mitigate currency risk or to earn interest in a more stable foreign currency.
A deposit made in foreign currency at a specialized bank that deals with foreign exchange, usually aimed at enhancing the management of foreign funds by governments or businesses.